95% Mortgages
Secure your first property with just 5% deposit!!
Excellent product
Despite having a poor credit rating Mortgage Key helped us find an excellent product with competitive rates. Well done to the team!
Justin Morris
Check which lenders will give you 95% Mortgages today!
If you're a first time buyer with a 5% deposit, Compare the best 95% mortgages at MortgageKey to get the best deal on your first mortgage.
Get More From Your 5% Deposit
A 95% mortgage allows you to borrow up to 95% of a property's value, making homeownership more accessible if you've saved a smaller deposit. With a variety of lenders offering different rates and terms, comparing your options can help you find a mortgage that suits your budget.
Explore Your 95% Mortgage Options
MortgageKey can help you understand the criteria lenders use when assessing applications, including affordability and credit history. By exploring suitable deals, you can take a confident step towards buying your first home with a 5% deposit.
Why Choose MortgageKey for 95% Mortgages?
Impartial and unbiased advice
As we're completely indepedent we can truly search for the very best deals
Pay nothing until completion
We don’t ask for any payment at all until your mortgage deal is signed and sealed
Thousands of deals considered
We search and compare thousands of first time mortgage deals to tailor a deal best suited to you
Award-winning expertise
We’ve been recognised for our fantastic range of products due to our large network of lenders
How we work
- We find the deals on a ‘no obligation’ basis – meaning there’s nothing for you to pay if you don’t like the deals we find.
- We trawl the market researching hundreds of possible lenders and packages, to find you the very best deal.
- We guide you through the entire process of buying your home or taking out a new mortgage or loan, from application to completion.
Not only have we helped over 31,000 customers,
but we also pride ourselves on our level of excellence
Clear and concise knowledge by all colleagues on the team. We were kept up to date and never had to chase up on anything.
Sally Bradbury
Very professional, everything was simply explained. Communication was extremely good.
Douglas Carr
Everything was well organised and smooth and no problems or niggles. The product range we weren't able to access elsewhere.
Rebecca Sanderson
Fast, reliable and consistent service. Great team who communicate effectively!
Liam Dunn
Despite having a poor credit rating Mortgage Key helped us find an excellent product with competitive rates. Well done to the team!
Justin Morris
Brilliant from start to finish really helpful and guided us in right direction will use again in the future.
Gavin Connellan
Prompt attention. Polite, informative and not pressurised in anyway. They have provided information all of the way and we’re extremely helpful.
Alison Fidoe
First class service.Would highly recommend anyone thinking of using them. 10/10 from me.
John Barber
Over 3000 excellent reviews
