Bad Credit Secured Loans

Bad Credit? We Can Still Help You Secure a Loan

It’s no secret that if you have a bad credit rating, it’s significantly more challenging to secure a loan.

That’s why it is important to turn to a specialist team like our expert arm Loankey, who can access secured and unsecured loans for bad credit ratings to suit each individual circumstance.

Why Choose Us for Bad Credit Secured Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

★★★★★

Having had a bad experience with bank used for over 40 years with a good credit score no missed payments etc had nothing but issues and terrible commu...

Lynn Beasley
★★★★★

Excellent, knowledgeable and helpful staff, thank you !!!!

Laurence Woods
★★★★★

Great service as always

andrew richards
★★★★★

Zoe and Shannon at Mortgage Key are just great! Zoe’s super knowledgeable, and the team made everything easy and stress-free. Highly recommend!"

Karen Holden
★★★★★

Efficient , simple and quick

MR NICHOLAS CANDLIN
★★★★★

From application to completion took a little over 3 weeks only

Paul Gregory Mead
★★★★★

Second to none!!! Soo impressive it’s unbelievable! Literally from initial chat to mortgage offer in a matter of days!! Zoe, you are one in a millio...

MRS L GRANCEROF
★★★★★

Today marks the completion of property purchase, and I truly feel that a 5-star rating is not enough to express my gratitude to the incredible team �...

Jong Kim
★★★★★

I’ve been using Jamie at Mortgage key for the last 5 years. He has been excellent. Clear guidance with many options. Always answers any questions I ...

Kristian
★★★★★

Got me what I wanted

Tony Walsh
★★★★★

This is one of the best companies I have ever dealt with. The whole team are great professionals. Connor Phillips did my 2 mortgage deals with very...

Millicent
★★★★★

All of the people I delt with were extremely helpful and sorted everything out with such speed. Thanks to you all very much .

Trevor Henry
★★★★★

Very clear on process and informative so making it all an easy understanding process

Craig Dace
★★★★★

Easy experience so far

Zac
★★★★★

Rory called me to remind me about my rate switch and dealt with the process very efficiently to my benefit.

Bharti Raja
★★★★★

easy and friendly, provide excellent service. I have no hesitation in recommending to others for their mortgage needs.

Mrs Hassan Khan
★★★★★

Previous experience of using MortgageKey. All staff are helpful, polite and extremely efficient.

Graham
★★★★★

Very helpful and easiliy explained.

Carol Smedley
★★★★★

Excellent. Service

Kenneth Povey
★★★★★

We can’t speak highly enough of the service we received from Jamie Money at Mortgage Key. From the very first conversation, Jamie was knowledgeable,...

Richard Carter

Trusted by our clients

Ready to talk? Speak to an expert today: 01482 306666

MortgageKey is a trading style of OSL Financial Consultancy Limited which is authorized and regulated by the Financial Conduct Authority (Our Financial Services Reference number is 747664).

The Financial Conduct Authority do not regulate most types of Buy to Let Mortgage Advice.

OSL Financial Consultancy Limited, POBOX 746, Hull, HU10 9BP. Company Reg: 06810395 | ICO: ZA115179

Registered Address, The Barn, Bigby, Lincs, DN38 6EE

Your home may be repossessed if you do not keep up repayments on your mortgage.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. WE ARE A BROKER NOT A LENDER. APR IS DEPENDENT ON YOUR INDIVIDUAL CIRCUMSTANCES. A BROKER FEE OF UP TO 12.5% CAPPED AT £4,950, MAY BE PAYABLE ON COMPLETION DEPENDING ON YOUR INDIVIDUAL CIRCUMSTANCES FOR SECOND CHARGE MORTGAGES AND SPECIALIST LENDERS. LENDER FEES MAY ALSO APPLY. THE ACTUAL APRC RATE AVAILABLE WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES. LOANS AND MORTGAGES ARE SUBJECT TO STATUS. PLEASE ASK FOR A PERSONALISED ILLUSTRATION. LOANS ARE SECURED ON PROPERTY. WE ARRANGE LOANS AND MORTGAGES FROM A PANEL OF LENDERS. WE WILL RECEIVE A COMMISSION FROM THE LENDER UPON COMPLETION.

SECURED LOANS

Rates from 4.5% APRC variable.

Minimum loan term 3 years. Maximum loan term 35 years.

We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Typical 10.9% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £700 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Maximum APRC 65.2%